Blog
Mohammed Amir Ghani’s Insights on Good Debt Vs Bad Debt
Before I jump into outlining good debt vs bad debt for all those in Tracy trying to tackle their personal debt, let’s touch on some news from everyone’s not-so-favorite government agency. Late last week (Friday news dump?), ye olde Internal Revenue Service announced...
Mohammed Amir Ghani’s Tax Scams 2021 Edition: The Big 12
Alright, Tracy readers, before we jump into the tax scams 2021 edition, let’s circle back on some info we posted about recently ... the IRS sent out a lot of moolah last week -- and, if you have children, you might have received some.Note: If you received it, this is...
The Latest Advance Child Tax Credit Payment Info for Tracy Parents
I normally don't send these special bulletins, but I wanted to get this to Tracy parents ASAP.You probably heard on the news that the IRS is sending out "advance payments" of $250 - $300 per month for children.The first advance child tax credit payments went out TODAY...
Being Financially Independent: Planning for the Future Starts Now
I'm going to stick with last week's theme on being financially independent because I got some nice feedback.Before I get there, a quick word about the IRS for our friends in Tracy...Per Kiplinger, as of June 25, the IRS had a backlog of 16.7 million 2019 and 2020...
Mohammed Amir Ghani’s 4 Keys For How To Gain Financial Independence
In our digitally saturated age, it takes somebody with an iron will to not be impacted by the environment around us. There is a sense of impending doom among some of my Tracy clients, a weight of cultural fissure and confusion. More and more think pieces are bubbling...
Ways Tracy Car Owners Can *Actually* Save on Car Insurance
Whether it's an annoying duck with a one-word vocabulary, or a refined gecko, or a personified mayhem, you've undoubtedly been bombarded by commercials from company after company trying to get you to switch auto insurance carriers.Have you shopped around for this...
Do Identity Theft Protection Plans Work? Mohammed Amir Ghani’s Tips for Tracy Friends
An identity is stolen every two seconds in this country.Yeap, you read that right. Every TWO seconds. Yeah… that’s a lot. That means that either you or people you know in Tracy have fallen victim to identity theft.It’s the #1 type of complaint received by the Federal...
Buying vs Renting in Tracy: A Few Considerations
The longest day of the year (Sunday the 20th) is next week, the official start of summer. We're taking our cues from the season and steadily working through extensions and year-round planning moves.AND we're also finding ourselves helping some Tracy people who didn't...
Multi-Generational Caretaking Tax Planning for Tracy Families
One of the trends of recent years has been a rise in multi-generational living. Whether it's for economic or health reasons, when Mom and Dad or other, older members of the family move in, there are important things to keep in mind as it relates to maintaining your...
